Modern
Husbands Partners

Money Marriage U
We are proud to partner with Dr. Lutter and Ed Coambs to bring their professional expertise to you through Money Marriage U.

Dr. Sonya Lutter
Ph.D., CFP®, LMFT
Texas Tech University Professor of Practice, Director of Financial Health and Wellness School of Financial Planning
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Dr. Lutter serves as the inaugural Director of Financial Health and Wellness. She leads curriculum and continuing education opportunities in the areas of financial psychology, financial therapy, and financial behavior.
Sonya is also the owner of EnLite.World, a research and training consultancy firm for financial planners and therapists. She holds degrees from Kansas State University and Texas Tech University in marriage and family therapy and financial planning.
Sonya draws upon decades of experience in academia to apply theory to practice. Her developmental work in financial therapy is summarized in Financial Therapy: Theory, Research, and Practice with co-editors Drs. Brad Klontz and Kristy Archuleta.

Ed Coambs
CFP®, LMFT, CFT-I™
Ed is a firefighter turned financial planner (CFP®) turned marriage and family financial therapist. He knows a lot about walking into high-intensity situations, navigating “the flames,” and walking everyone out safely.
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With both formal education and personal experience in resolving conflicts, managing finances, developing emotional intimacy, and understanding family systems, he's an informed and empathetic guide along your love and money journey. Ed's goal is to help couples uncover and understand the roots underlying their financial conflicts and move towards financial intimacy.
Financial Planning + Financial Therapy + Couples Counseling = Healthy Love and Money.
Marriage Counselor; Author, Healthy Love and Money; Certified Financial Planner®; Licensed Marriage And Family Therapist North Carolina; Master of Arts in Counseling; Master of Business Administration (Finance).

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Prepaid cards and a family finance app for kids, teens, and parents. More than money. A financial education.

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Make My Kid a Millionaire Course: Step-by-step videos for making your kid a millionaire; 10 in-depth modules; Supportive resources and actionable tips at the end of each lesson; Expert advice from generational wealth pros; 10+ pre-made downloadable templates
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Student loans are complicated. You deserve a custom plan from the experts. Get a custom student loan plan from our CFP®, CFA and CSLP® professionals or the best student loan refinance deal from our marketplace of lenders.

Your financial life in a spreadsheet, automatically updated each day. Keep a clear, confident view of your money in one place, with everything customizable, flexible templates, and no ads.

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About Our Partnerships
You are ALWAYS our first priority.
We share winning ideas to manage money and the home as a team. We have partnered with companies we believe allow Modern Husbands to do both with excellence and efficiency, while living the lifestyle of a modern husband. In many cases, the Modern Husbands Founder uses the products or services himself.
We’re proud that the guidance we offer. The information we provide and the resources we create are objective, independent, straightforward, and evidence-based.
So how do we make money? Our partners compensate us, but we selected them to review and write about, which in no way affects our recommendations or advice. And our partners cannot pay us to guarantee favorable reviews of their products or services. We are highly selective in the partners we choose. Our first priority is you.
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Learn more about Modern Husbands.