

Courses
Meet The Instructors

Sonya Lutter
Ph.D., CFP®, LMFT
Texas Tech University Professor of Practice, Director of Financial Health and Wellness School of Financial Planning
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Dr. Lutter serves as the inaugural Director of Financial Health and Wellness. She leads curriculum and continuing education opportunities in the areas of financial psychology, financial therapy, and financial behavior.
Sonya is also the owner of EnLite.World, a research and training consultancy firm for financial planners and therapists. She holds degrees from Kansas State University and Texas Tech University in marriage and family therapy and financial planning.
Sonya draws upon decades of experience in academia to apply theory to practice. Her developmental work in financial therapy is summarized in Financial Therapy: Theory, Research, and Practice with co-editors Drs. Brad Klontz and Kristy Archuleta.

Ed Coambs
CFP®, LMFT, CFT-I™
Ed is a firefighter turned financial planner (CFP®) turned marriage and family financial therapist. He knows a lot about walking into high-intensity situations, navigating “the flames,” and walking everyone out safely.
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With both formal education and personal experience in resolving conflicts, managing finances, developing emotional intimacy, and understanding family systems, he's an informed and empathetic guide along your love and money journey. Ed's goal is to help couples uncover and understand the roots underlying their financial conflicts and move towards financial intimacy.
Financial Planning + Financial Therapy + Couples Counseling = Healthy Love and Money.
Marriage Counselor; Author, Healthy Love and Money; Certified Financial Planner®; Licensed Marriage And Family Therapist North Carolina; Master of Arts in Counseling; Master of Business Administration (Finance Concentration)

Money Marriage U Course Instructors in the Media

Financial planners have always known that clients have trouble implementing goals even when they have been clearly outlined and demonstrated. The part that’s been missing is the personal, behavioral element — a computer can’t just spit that out.
A lot of big firms now recognize this, and are starting to integrate behavioral training into their work.
- Dr. Sonya Lutter
What you think you’re capable of achieving as an adult is often directly influenced by how much money your parents made when you were a child.
And your brain might not be able to let go of that idea — meaning that when you do find success, you might subconsciously sabotage yourself to get back to a place of financial familiarity.
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- Ed Coambs
Read the full CNBC article
Opposites attract, and though it may be exciting for a saver to date a spender who’s happy to splurge on elaborate dinners and expensive jewelry, long-term relationships work best when built upon a shared set of values. Inherent in discussions about risk tolerance or the role money played in someone’s childhood is what money means to them. This matters because conversations about money at the beginning of a relationship can be predictive of satisfaction later on.
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- Dr. Sonya Lutter
Read the full Money article



