Credit Cards & Borrowing

Strategies for married couples to use credit cards to build their credit scores and borrow responsibly.

How NOT to Use Credit Cards: Couples Edition

Updated post: 3/15/23 - Original post: 6/11/22 Do not let credit cards use you to destroy your wealth. You have the power to use credit...

Infographic: The Schumer Box

Updated post: 3/15/23 - Original post: 8/2/22 The Schumer box shows information about the card in a table format that appears in credit...

How I earned a perfect credit score, and lost it

What is a credit score? How is your credit score calculated? The five key credit building hacks I used Predict how financial choices will...

What is the simplest way to build credit (as a couple)?

Michael and Ashley have chaotic lives, and there never seems to be enough time in the day to get everything done. They spend any free...

Car Dealerships – Bad Credit: What to do when a spouse with bad credit wants a car

Buy Here Pay Here dealerships sell and finance cars on their lot. Interest rates extended at these dealerships are traditionally much...

How to pay down debts with your spouse

How to Budget When Your Spouse Won't: Part 9 of our 10 part budgeting series Click the interactive image above for a graphic explanation...

Have a look at the free borrowing and credit card resources on our Free Resources page.

Money Wisdom Empowering Modern Marriages