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Original Post: 11/28/23; Updated on 4/6/26 For many households, a tax refund is one of the largest single deposits they will see all year. And yet, when it arrives, the question often feels surprisingly unclear: What should we actually do with this money? Is it a chance to finally get ahead, or an opportunity to enjoy something you have been putting off? The answer is more important than it might seem. Research shows that about two-thirds of taxpayers say their refund plays a

April is financial literacy month, a great time to discuss empowering our teens to be financially responsible. The financial pressures facing today’s teens and young adults are unlike anything past generations encountered. Entry-level jobs, once seen as stepping stones to independence, are increasingly being replaced by artificial intelligence. With fewer traditional opportunities to gain experience and earn income, it’s more important than ever for parents to intentionally r

Tip #1 Set your savings goals together Tip #2 Save for emergencies first Tip #3 Change your environment Tip #4 Make it automatic Tip #5 Give yourself some grace Our lives move fast with different priorities competing for our time and mind space. We spend most of our days with our minds cruising along on autopilot while surrounded by technology and a society that encourages us to spend impulsively. Despite our best intentions, we have a tough time saving without employing stra