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On Sunday night, January 11th, Federal Reserve Chairman Powell just announced that he is under investigation by Trump's Department of Justice. Trump is trying to coerce the Federal Reserve into lowering interest rates, and he's using any means necessary to do it. Click here  to listen to a statement from Chairman Powell, which I copied and pasted below. "Good evening. On Friday, the Department of Justice served the Federal Reserve with grand jury subpoenas, threatening a crim

Every January, millions of couples set financial resolutions with the best intentions. Save more. Spend less. Pay off debt. Create a budget. Feel more in control. Most of these resolutions collapse by February. Not because couples are lazy or undisciplined, but because the resolution depends on motivation, which always fades. A resolution that sticks needs a ritual behind it, a system that pulls you back into conversation even when life becomes chaotic. If you want a New Year

Most New Year's Resolutions are destined to fail, but that doesn't mean that yours will if you're serious about your financial goals in the upcoming new year. There are tried and true strategies for behavior change, which we will share in this post. Specifically, we will share how you can save more money and reduce debt. These are the two most common financial goals to set for the new year. Save More Money Whether you can save more money in your marriage comes down to three f

The most helpful resource or tool spouses can use to build a budget is a complete history of their past financial choices. Before we get to that, let's understand what you and your spouse hope to achieve. I prefer to look at a budget as a spending plan. Planned choices to spend money are not a guilty pleasure; it's planned happiness. A budget (spending plan) is not a long-term diet. It might be necessary to tighten your belts to pay down damaging debt obligations. After this

As the year winds down, most of us are focused on holiday plans, family logistics, and trying to wrap up work without burning out. But the end of the year is also one of the most important moments for your financial health. A few intentional steps now can save you money, reduce stress, and set you and your spouse up for a smoother, more confident start to the year ahead. These seven tasks are simple, practical, and take less time than assembling a toy on Christmas morning, bu

Partner With Your Spouse Controlling money in a relationship, that is, structuring a plan for your money should be a partnership between spouses. When you control money with your spouse, you foster open communication, trust, and shared responsibility, creating a strong financial foundation. Through collaboration, both partners can align their spending habits, priorities, and budgeting, resulting in a unified approach. 1. Schedule a money date Money dates are regularly schedul

As the year winds down, many families start weighing big-ticket financial decisions. For some, that includes whether to buy or lease a...

As an Accredited Financial Counselor®, I often guide individuals through the complexities of budgeting, debt management, and financial...

Many couples assume that spending power equals happiness. If you make more, you’ll enjoy experiences more, right? Dr. Jenny Olson,...

Opening a bank account is a foundational step for couples aiming to manage their finances collaboratively. Whether you're newlyweds,...

If you thought the trade war was over, think again. Tariffs are hidden taxes on imported goods and are roaring back into headlines,...

The One Big Beautiful Bill  Act of 2025 ,  President Trump’s marquee tax-and-spending package, may have a cheerful name, but for most...

Do you feel like you’re working hard but still not living comfortably?  If so, you’re not alone, and the numbers prove it. Even with two...

President Trump’s erratic tariff policy is deepening the financial and psychological strain faced by American families. Financial stress,...

If you and your partner are considering investing in home upgrades to save on utility bills while reducing your carbon footprint, you're...

My brother (left), father (center), myself (right) I share these frugal tips from my father with pride. My father is the most frugal...

My wife forgot her cup of water on the way out the door. She didn't realize it until it was too late when we were well on our way to our...

“Why would you spend $59 on a fantasy football championship ring?” That’s how it starts. One purchase your spouse doesn’t agree with, and...

43% of Americans experience a monthly income swing of 25% or greater . This is income volatility. Income swings can come from irregular...

February 3rd, 2025 Update In 2024, a mere 43 pounds of fentanyl were seized at America's northern border. On a percentage basis, Canada...