top of page
Recent Posts


Should You Buy or Lease an Electric Car Before the EV Tax Credit Disappears?
As the year winds down, many families start weighing big-ticket financial decisions. For some, that includes whether to buy or lease a...


How to Give When Your Budget is Tight
As an Accredited Financial Counselor®, I often guide individuals through the complexities of budgeting, debt management, and financial...


Does Making Less Money Mean You Enjoy Spending Less? A Conversation with Dr. Olson
Many couples assume that spending power equals happiness. If you make more, you’ll enjoy experiences more, right? Dr. Jenny Olson,...


How to Set Up a Bank Account: A Simple 5 Step Guide for Couples
Opening a bank account is a foundational step for couples aiming to manage their finances collaboratively. Whether you're newlyweds,...


Tariffs Are Back. Here’s What That Means for Your Wallet and Your Budget
If you thought the trade war was over, think again. Tariffs are hidden taxes on imported goods and are roaring back into headlines,...


What Nobody is Telling You About the ‘Big Beautiful Bill’
The One Big Beautiful Bill Act of 2025 , President Trump’s marquee tax-and-spending package, may have a cheerful name, but for most...


The Income a Family Needs to Live Comfortably
Do you feel like you’re working hard but still not living comfortably? If so, you’re not alone, and the numbers prove it. Even with two...


How Trump’s New World Economic Disorder Impacts Our Health and Pocketbook
President Trump’s erratic tariff policy is deepening the financial and psychological strain faced by American families. Financial stress,...


Which Home Energy Upgrades Will Save You Money? A Summary for Busy Dual Career Couples
If you and your partner are considering investing in home upgrades to save on utility bills while reducing your carbon footprint, you're...


The O.G. of Minimalism: Frugal Tips from My Father
My brother (left), father (center), myself (right) I share these frugal tips from my father with pride. My father is the most frugal...


21 Tips to Be Frugal But Not Cheap
My wife forgot her cup of water on the way out the door. She didn't realize it until it was too late when we were well on our way to our...


How to Split Your Finances: Ours, Yours, and Mine
“Why would you spend $59 on a fantasy football championship ring?” That’s how it starts. One purchase your spouse doesn’t agree with, and...


Evaluate Your Household Income
43% of Americans experience a monthly income swing of 25% or greater . This is income volatility. Income swings can come from irregular...


Why Prices are Higher: Just the Facts!
February 3rd, 2025 Update In 2024, a mere 43 pounds of fentanyl were seized at America's northern border. On a percentage basis, Canada...


Tips for Sticking to a Budget
Early in my friend’s marriage, his wife insisted they purchase an elliptical machine. Just a cool grand for the promise of staying in...


Best Budget App for Couples: The Ultimate Guide to Tiller
My wife and I use Tiller to manage our own personal finances, and we love it! Here are three reasons why: 1. Time saver! We have far too...


How Marriage Affects Taxes
Note: As of January 10th, 2025, the IRS free tax filing software is available for those who qualify. Click here for details. Table of...


Everything You Need to Know About Spending Plans for Spouses
Building a spending plan with your spouse is not only about managing finances; it's about creating a shared vision for your future,...


Money Management Tips for Military Families
Military spouse Heidi Clemons AFC® MQFP® and her husband As a new military spouse, I would often talk about some of the challenges we...


A Price Comparison Hack for Busy Couples
Price complexity leads to consumer overspending The Consumer Financial Protection Bureau (CFPB) issued a new report that suggests...
bottom of page